Protect Your Merchant Account With Secure Payments
Are your current payment processing methods secure? The Payment Card Industry Data Security Standards were created to make sure payment gateways keep your data secure. Payment Card Industry payment gateways are fully compliant with all Payment Card Industry Data Security Standards. This gateway system provides vital protection for e commerce merchants that process credit cards. Payment Card Industry (PCI) Data Security Standard (DSS) is the world wide standard for consumer data protection across the payment industry. The regulation is used to protect credit card information from being stored, processed or transmitted by non PCI certified entities. PCI standards require organizations that handle bank cards to conform to security standards and follow certain levels of requirements for testing and reporting. The Standard offers a single approach to safeguarding sensitive data for all card brands. Each card type has a different name for PCI. Master Card - Site Data Protection (SDP) Program. VISA - Cardholder Information Security Program (CISP). American Express - Data Security Requirements. Discover - Discover Information and Security Compliance (DISC). Consequences for failing to comply with all data security regulations are very serious. Fines and penalties, starting at $25,000, may be accessed against the merchant banks. The banks immediately pass responsibility and liability for the fines directly to the merchant. Merchant accounts may be restricted and can be terminated on a permanent basis. The easiest way to guarantee protection for your business and your customers is to use a PCI certified e commerce processing gateway. A PCI certified gateway meets all the stringent standards demanded for PCI compliance. The gateway automatically updates all changes to PCI security, keeping you continuously protected. Using a PCI certified gateway is simply the smart way to safeguard your online business. Tina Brandon has been involved in the payment processing industry for the past 15 years. During that time she has worked with US and international banks, processors, sales organizations offering a range of electronic payment processing solutions. She is currently Vice President of TransNetSecure. www.Transnetsecure.com 972-986-8450
Source: www.ArticlePros.com

The Best Absolute Shopping Cart How To Exactly Get One
Not all shopping cart software is worth buying or suitable for your business Here are some things to consider before you make a purchase . .In general, a shopping cart program can help your business one way or the other But whether you like it or not, some of them are much better than the others for a lot of reasons Since you’re trying to make an investment, you want one that will give you the best kinds of returns: . . .How do you look for the most appropriate shopping cart program? Make use of the following tips: . .1 Make sure it has all the features you need Different businesses require different needs Thus, no matter how comprehensive a shopping cart software is, if it doesn’t have one fundamental thing that you’re looking for, it’s still not the one for you It will help you a lot if you can identify first what the goal of your business is, the nature of it, and the key elements that comprise it . .2 Know how it’s going to receive payments form customers You need to understand the process of how your shopping cart programs accept payments Does it immediately debit the account from your customer’s credit card, or does it take few days before you can receive the amount? Is there a third-party who’s going to help you out in processing the payment, or will your shopping cart program be a stand-alone processor? . .You should not miss out on this one as sales are the main source of profits of your business If you can’t get your payments on time, you will delay paying your suppliers, and there will be some out-of-stock items that you can no longer purchase . .3 Identify the marketing strategies that you can do with it There are a number of shopping cart software that will allow you to hit two birds in one stone This means that not only can you process payments and build your Products page, but you can also market your business, particularly online This could be through newsletters and mailing lists Moreover, some e-commerce software are friendly to search engines, making it easier for you to optimise them . .4 Make sure you can make the necessary adjustments such as tax Goods need to be taxed not for your gain but in compliance of government laws A shopping cart software can permit you to do that, but it should not be pegged in a fixed percentage alone Otherwise, you will be shouldering a portion of it once the tax rate increases . .5 Ensure that you can generate reports and keep track of statistics You need reports, such as on sales and shipping costs, so you can plan your business more properly To be able to maximise the use of the shopping cart program, find one that will allow you to do so It could be e-mailed to your inbox, printed in hard copy, or stored in your database This way, you will be able to create different backup copies of them . .Remember that the best doesn’t necessarily mean the most ideal one Stick to what is essential and can generate huge profits for your business .
Source: www.rsstnx.com